UAE Fintech Holo Secures $22 Million for GCC Expansion

MENA Signal • January 31, 2026

UAE-based digital mortgage platform Holo raised $22 million in a Series A round. The round was led by Saudi Arabia’s Impact46. Heavyweights like Mubadala, Rua Growth Fund, and Dubai Future District Fund also joined. Holo operates a platform that lets buyers compare real-time mortgage options from multiple banks. It also features "Hub by Holo," which connects agents with pre-approved buyers. The fresh capital will fuel Holo’s expansion into Saudi Arabia and across the broader GCC region.

Why MENA Founders Should Care

This round sets a high bar for Series A checks in the GCC. It marks one of the largest Series A rounds of 2025. Holo secured the capital after proving profitability in the UAE. This move validates the strategy of securing local profits before regional expansion. It shows that investors like Mubadala and anb seed require results. They are no longer interested in funding potential alone. You need to show strong unit economics to get their attention. Holo already connects agents with pre-approved buyers to drive revenue. If you want this level of funding, bring verified metrics. The market currently rewards execution over vision.

Holo is entering Saudi Arabia with AI tools for mortgages. These tools let users compare refinancing options from multiple banks instantly. This puts immediate pressure on traditional brokers and smaller competitors. Holo also allows users to track progress with mortgage specialists. This raises the bar for customer service standards. Legacy players rely on opaque processes that often frustrate modern buyers. The region’s real estate market is maturing faster than ever. Both Saudi and UAE markets are growing at nearly 9% annually. Customers now expect digital speed and total transparency. If your platform is manual, you will lose share.

The GCC residential property market is experiencing massive growth. The UAE market is projected to hit $217 billion by 2030. Saudi Arabia’s market is estimated to reach $310 billion by then. Holo is building the infrastructure for an end-to-end mortgage experience. The company has built a digital experience that sets the stage for a broader ecosystem. However, the homebuying journey requires much more than just a loan. There is significant room for startups in insurance, maintenance, and legal tech. As Holo digitizes the customer base, demand for add-on services will rise. You should build the tools that support the homeowner after closing.

The Context

Founded in 2020 by Michael Hunter and Arran Summerhill, Holo previously raised a pre-Series A round led by Dubai Future District Fund. The company has processed over 24,000 homeowners since launch and is already profitable. It officially opened its Riyadh office in 2024 to prepare for this expansion. The UAE residential market is projected to grow from $143 billion to $217 billion by 2030. Saudi Arabia’s market is expected to jump from $203 billion to $310 billion in the same period. Holo has validated its model in the UAE and is now targeting the Saudi growth story with heavy backing.

What's Next

Watch for Holo to acquire smaller proptech players in Saudi to accelerate market share. Expect investors to demand profitability as a non-negotiable condition for Series A deals moving forward.